Re: ::: vuaskari.com ::: Askari Bank Internees: 5 New Ratios Answers for Finance Reports

 

 

Maha

 

plz tell me the formula of Operating income margin

On Wed, Jan 11, 2012 at 5:03 PM, Maha Shah <maha.shah.askari@gmail.com> wrote:

Here are five new Ratios answers for Askari Commercial Bank Limited Students.
First following are formulas then answers

Times is unit for all following ratios.
1- Operating cash flow ratio = Cash flow form operating activities / Current liabilities

2- Advances / Deposits ratio = Advances / Deposits

3-Spread ratio= Interest Earned/Interest Expense

4- Non Interest Income to Total Income = Non Interest Income / Total Income
Calculation :
Non-interest income = Non mark-up/interest income
Total Income = Interest Earned + Non interest income

5- Gross spread ratio= Net interest margin/Interest Income
Calculation :
Net interest margin= Interest earned - interest expensed
Interest Income =Markup/ Return/Interest earned

ANSWERS:

1-Operating Cash Flow Ratio

 

Particular	2008	2009	2010
Operating cash flow ratio	0.02 Times	0.22 Times	0.17 Times

 

2-Advances / Deposits Ratio

Particular	2008	2009	2010
Advances / Deposits ratio	0.77 Times	0.66 Times	0.60 Times

 

3-Spread ratio

 

Particular	2008	2009	2010
Spread ratio	1.73 Times	1.66 Times	1.56 Times

 

4-Non Interest Income to Total Income Ratio

 

Particular	2008	2009	2010
Non Interest Income / Total Income	0.14 Times	0.10 Times	0.07   Times

 

5-Gross Spread Ratio

 

Particular	2008	2009	2010
Gross spread ratio	0.42 Times	0.40 Times	0.36 Times

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REGARDS

MAHA SHAH

MBA(FINANCE)

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Regards

Tahir Aziz
MBA(Finance),
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We say, "Be one as Pakistani Nation and grow up for Pakistan's Future". Wish you all the best. Join www.vuaskari.com,
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