::: vuaskari.com ::: Askari Bank Internees: 5 New Ratios Answers for Finance Reports

Here are five new Ratios answers for Askari Commercial Bank Limited Students.
First following are formulas then answers

Times is unit for all following ratios.
1- Operating cash flow ratio = Cash flow form operating activities / Current liabilities

2- Advances / Deposits ratio = Advances / Deposits

3-Spread ratio= Interest Earned/Interest Expense

4- Non Interest Income to Total Income = Non Interest Income / Total Income
Calculation :
Non-interest income = Non mark-up/interest income
Total Income = Interest Earned + Non interest income

5- Gross spread ratio= Net interest margin/Interest Income
Calculation :
Net interest margin= Interest earned - interest expensed
Interest Income =Markup/ Return/Interest earned

ANSWERS:

1-Operating Cash Flow Ratio

 

Particular	2008	2009	2010
Operating cash flow ratio	0.02 Times	0.22 Times	0.17 Times

 

2-Advances / Deposits Ratio

Particular	2008	2009	2010
Advances / Deposits ratio	0.77 Times	0.66 Times	0.60 Times

 

3-Spread ratio

 

Particular	2008	2009	2010
Spread ratio	1.73 Times	1.66 Times	1.56 Times

 

4-Non Interest Income to Total Income Ratio

 

Particular	2008	2009	2010
Non Interest Income / Total Income	0.14 Times	0.10 Times	0.07   Times

 

5-Gross Spread Ratio

 

Particular	2008	2009	2010
Gross spread ratio	0.42 Times	0.40 Times	0.36 Times

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MAHA SHAH

MBA(FINANCE)

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